The following security code has been added to the final terms of variable
interest rate callable and non-callable covered mortgage bonds (SDRO):

Callable variable interest rate annuity bond with option for interest-only
period of 1-10 years

ISIN code     Nom.interest   Name         Openingdate  Closingdate  Maturity
Currency
              rate/Maturity                                         date

DK0002048974  -0,2% 2024     NDAEURIBOR3  23/09-2020   31/10-2023   01/01
EUR
                             OA24                                   -2024

Reference is otherwise made to the attached final terms.

Questions can be directed to Torben Jurlander phone +45 55 47 41 99.

Yours faithfully

Nordea Kredit Realkreditaktieselskab