Nordea has set the mission to enable the transition to a sustainable future in
our capacity of a major bank and through the choices we make. Nordea is now
taking the next step in developing designated products promoting sustainable
solutions.

Recently Nordea Kredit prepared for issuance of green covered mortgage bonds by
publishing an amendment to the Base Prospectus. Nordea Kredits’ issuance of
green bonds is carried out in accordance with the terms and condition laid down
in the Nordea Green Bond Framework (https://www.nordea.com/Images/33
-194091/Nordea%20Green%20Bond%20Framework%20September%202019.pdf).

The next step – opening a green bond – is now taken and going forward Nordea
Kredit can offer corporate customers a green loan for green buildings, organic
agricultural properties and renewable energy.

The following security code is added to the final terms of variable interest
rate callable and non-callable covered mortgage bonds (SDRO):

Non-callable variable interest rate annuity bond with option for interest-only
period of 1-10 years

ISIN code  Nom.      Name     Opening              Closing     Maturity
Currency
           interest           date                 date        date
           rate/
           Maturity

DK0002046689  -0,32% 2022  NDACIBOR6GOA22RF  20/11-2019  30/04-2022  01/07-2022
DKK



Reference is otherwise made to the attached final terms.

Questions can be directed to Nordea Long Term Funding, Morten Keil, phone no.
+45 33 33 18 75 and Nordea Investor Relations, Maria Caneman, phone no. +46 10
1565019.

Yours faithfully
Nordea Kredit Realkreditaktieselskab