Due to the closure of VP Lux Nordea Kredit has issued new final terms for
variable interest rate covered mortgage bonds and fixed rate non-callable
bullets, please confer company announcement no. 101 of October 22, 2018.

Questions can be directed to Torben Jurlander phone +45 55 47 41 99.

Yours faithfully

Nordea Kredit Realkreditaktieselskab