Auction Trigger in table 2 has been changed from No to Yes for both ISIN codes.

In table 6 the information on the Fixing method has been revised for both ISIN
codes.

The following security codes have been added to the final terms of variable
interest rate callable and non-callable covered mortgage bonds (SDRO):

Non-callable variable interest rate annuity bond with option for interest-only
period of 1-10 years

ISIN code     Nom. interest   Name            Opening   Closing date   Maturity
 Currency
             rate/ Maturity                   date                    date
DK000204153  0,00% 2022      NDACIBOR6OA22RF  08/05    30/04-2022     01/07
DKK
-2                                            -2018                   -2022
DK000204145  0,00% 2023      NDACITA6OA23RF   08/05    30/04-2023     01/07
DKK
-8                                            -2018                   -2023

Reference is otherwise made to the attached final terms.

Questions can be directed to Torben Jurlander on phone no. +45 55 47 41 99.

Yours faithfully
Nordea Kredit Realkreditaktieselskab